Atlanta Real Estate Blog, News & Tips: Atlanta real estate listings

Showing posts with label Atlanta real estate listings. Show all posts

Friday, May 21, 2010

Atlanta Real Estate|Atlanta Real Estate Listings|Atlanta Homes for Sale|Condos/Townhomes for Sale

Atlanta Real EstateAtlanta Real Estate ListingsAtlanta Homes for SaleCondos/Townhomes for Sale
The economic recovery continues gaining traction slowly but steadily. First quarter GDP, the key measure of the economy, came in at a positive 3.2 percent - an indicator that we have arrived, at last, at a sustainable recovery. However, this recovery is subdued compared to previous recessions. Without a higher upswing in GDP, businesses will continue to add jobs slowly. The positive news of sustainable economic growth is tempered by the longer-than-normal time frame it will take to recoup job losses.
High unemployment and elevated levels of foreclosure and distressed homeowners continue to be two of the biggest factors in preventing a robust recovery. The government has turned its attention to matters to help bolster the economy including unemployment and financial reform. The latter is currently working its way through debate in Congress. The government’s attentive attitude toward these obstacles is seen as a positive sign by industry and economic experts.

Tuesday, April 27, 2010

Dunwoody, Georgia

Dunwoody, Georgia
Dunwoody is a city located in metro Atlanta, in northern DeKalb County, Georgia, United States. Formerly a census-designated place (CDP), it became incorporated as a city on December 1, 2008. As of the 2000 Census, the CDP had a total population of 32,808. A recent estimate placed the city's population at 39,583. It is the third wealthiest city in Georgia and the hometown of American Idol host Ryan Seacrest. read more at http://www.atlantamyhome.com/

Thursday, March 25, 2010

Breaking News - CNBC.com

Breaking News - CNBC.com

Mad Money host Jim Cramer shares his stock picks with CNBC's Erin Burnett. President Barack Obama gives a speech on the new health care bill in Iowa City, IA. Atlanta homes and properties http://www.atlantamyhome.com/ Atlanta Real Estate http://www.realestate-home.com/

Atlanta Homes for Sale,Atlanta Home Listings, Atlanta GA Properties,Atlanta Real Estate,Atlanta Real Estate Listings
Dunwoody GA Homes for Sale, Dunwoody Home Listings,Dunwoody Real Estate, Dunwoody Real Estate Listings
Alpharetta GA Homes for Sale, Alpharetta Home Listings,Alpharetta Real Estate, Alpharetta Real Estate Listings
Decatur GA Homes for Sale, Decatur Home Listings,Decatur Real Estate, Decatur Real Estate Listings
Sandy Springs GA Homes for Sale, Sandy Springs Home Listings,Sandy Springs Real Estate, Sandy Springs Real Estate Listings
Druid Hills GA Homes for Sale, Druid Hills Home Listings,Druid Hills Real Estate, Druid Hills Real Estate Listings

Bank of America—Will Treasury Adopt a Mortgage Plan Like BofA's? - CNBC

Bank of America—Will Treasury Adopt a Mortgage Plan Like BofA's? - CNBC

The latest housing headlines, with CNBC's Diana Olick. Bank of America making a big announcement that may dramatically change the foreclosure landscape, with Jack Schackett, Bank of America chief of foreclosure mitigation and CNBC's Diana Olick. Atlanta homes for sale at http://www.atlantamyhome.com/

Wednesday, March 3, 2010

A Sign of Spring in Housing? - CNBC

A Sign of Spring in Housing? - CNBC

http://www.atlantamyhome.com/

atlanta real estate,atlanta real estate listings,atlanta homes for sale
atlanta realtor,atlanta buyers agent,keller williams realty atlanta

Mortgage Applications: Mortgage Rate Drop Below 5% Stirs Demand - CNBC

Mortgage Applications: Mortgage Rate Drop Below 5% Stirs Demand - CNBC

Thank you for visiting Atlanta Premier Real Estate web sites where you can find Atlanta Real Estate ,Atlanta Real Estate Listings ,Real Estate Atlanta News, Atlanta Homes for Sale, http://www.atlantamyhome.com/ , Luxury Homes Atlanta , Atlanta Foreclosure Properties, Atlanta Condos, Atlanta Townhomes http://www.realestate-home.com/ , Atlanta Commercial Real Estate, Atlanta Neighborhoods, Atlanta Georgia Properties for Sale, Luxury New Homes Atlanta, Golf Communities Neigborhoods in Atlanta and more. Please E:mail us if you have any questions. see my real estate blog at http://atlantamyhome.blogspot.com/

Monday, February 22, 2010

New Solar Homes by Lennar - Powered by Sunpower

Sunday, February 21, 2010

Eight steps to selling your home

Define your needs. Write down all the reasons for selling your home. Ask yourself, "Why do I want to sell and what do I expect to accomplish with the sale?" For example, a growing family may prompt your need for a larger home, or a job opportunity in another city may necessitate a move. For your goals, write down if you'd like to sell your house within a certain time frame or make a particular profit margin. Work with your real estate agent to map out the best path to achieve your objectives and set a realistic time frame for the sale.................Read more

Eight Steps to Buying Your Home - Atlanta Real Estate and Homes For Sale

Eight Steps to Buying Your Home - Atlanta Real Estate and Homes For Sale

Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list. We call home ownership the best “accidental investment” most people ever make. But, we believe when it is done right, home ownership becomes an “intentional investment” that lays the foundation for a life of financial security and personal choice. There are solid financial reasons to support your decision to buy a home, and, among these, equity buildup, value appreciation, and tax benefits stand out.......read more

atlanta real estate,atlanta real estate listings,atlanta homes for sale,atlanta condos for sale,atlanta new townhomes for sale,atlanta new homes for sale,properties for sale atlanta,properties and homes listings in atlanta,atlanta foreclosed homes

Atlanta Real Estate|Atlanta Real Estate Listings|Atlanta Homes/Condos/TownHomes

TEN GREAT REASONS TO BUY A HOME
Atlanta Real EstateAtlanta Real Estate ListingsAtlanta Homes/Condos/TownHomes

How To Survive When Two Incomes Become One - CNBC

How To Survive When Two Incomes Become One - CNBC
Jour spouse just got laid off. One of you quit to play full-time parent.
Or your wife paying the bills while you head back to school. Whatever
the reason, making the switch from two incomes to one can test the mettle
of even the most financially fit families.

Atlanta Real Estate,Atlanta Real Estate Listings,Atlanta Homes and Properties for sale,
Atlanta condos for sale,Atlanta ne townhomes for sale, Atlanta new homes for sale

How And When To Lend Money to Family And Friends - CNBC

How And When To Lend Money to Family And Friends - CNBC

atlanta real estate,atlanta real estate listings,atlanta homes for sale,atlanta condos for sale,atlanta new townhomes for sale,atlanta new homes for sale,properties for sale atlanta,properties and homes listings in atlanta,atlanta foreclosed homes

Saturday, February 20, 2010

Fewer people falling behind on home loans

http://finance.yahoo.com/news/Report-Fewer-people-falling-apf-4164907724.html?x=0

Atlanta Real Estate,Atlanta Real Estate Listings,Atlanta Homes and Properties for Sale

Wednesday, January 20, 2010

RENT vs. BUY IN ATLANTA

1) Rent Lost

Rent = $1,200/MO The average person takes 30 days to buy. If you wait 6 months, you will pay you landlord .................... $6,000

2) Rate Change

If today's rate is 5.5% on a 30 Year fixed rate mortgage, assuming a $200,000 sales price with 5% down: Your payment will be....$1,073 per month...
The following shows what happens to your payment if your rate goes up by the time you buy (in ½% increments)
Rate.......Pmt.........Loss/mo.......Cost/YR.......Cost 7/YRs.......Cost 30/YRs
6.0%....$1,133...........$60.............$720.............$5,040...............$21,600
6.5%....$1,194...........$121...........$1,452.........$10,164.............$43,560
7.0%....$1,256...........$183...........$2,196.........$15,372.............$65.880
This number you must look at from the long term picture. If you wait 6 months to buy a home, it is possible (or even likely) that the rates will be up .5%. The cost/loss to you IS NOT $60 per month. The cost is $60 per month times however many months you own the home. The average American owns a home 7 years, so that loss equals $5,040. If you keep this home as a rental property (a great idea especially for your first home and when rates are this low) then the loss is times 30 years, or $21,600. Of course if you look at it like a good financial planner would, your loss is not simply the $21,000 but it's that amount times the opportunity cost of lost interest had you invested that money yielding 5%-10% appreciation compounded annually. This of course multiplies the loss to 2 to 3 times the actual cash loss!!!! Search Right Here
And if you are waiting until "next year" to buy that rental property..."Hello,...McFly!?!" Atlanta Homes
3) Appreciation Lost (Assuming a $200,000 sales price)
Appreciation.......Per Month.......................6 Months.................1 year

3%.......................$500...............................$3,000..................$6,000
5%*.....................$833...............................$5,000..................$10,000
6%.......................$2,000............................$6,000..................$12,000
8%.......................$1,333............................$16,000................$32,000
10%.....................$1,666............................$20,000................$40,000
*Metro Atlanta typically appreciates at an average rate of 4%-5% per year. Atlanta was predicted to appreciate 24% over the next 5 years (CNN.com "Top 10 Places to buy-NOW")
4) Tax deduction/interest write off
This is the trickiest of the calculations because everybody's tax situation is different, and the tax code is a tad bit complicated. But as a general rule, you can write off 100% of the interest portion of your payment. And if you didn't know, the interest portion is MOST of the payment (for the first few years anyway)
For example: using the examples above, with a $1,073 per month payment ($190k loan @ 5.5%), the interest portion of the first payment is around $850 per month. So that's the write off that you will NOT be getting per month until you buy. Most people buying this price home are in the 28% tax bracket plus 6% state. That means the actual cash loss is the monthly payment times your tax bracket. Let's say 33%. So in this example, you are losing $280 per month CASH in tax deduction that you are not receiving. That's not even taking in to account that writing off $10,200 per year ($850 times 12 months) would probably take you in to a lower tax bracket; consequently, you would pay taxes at a lower rate...... (again, I am not an accountant nor do I ever want to be one; so, consult a CPA regarding your particular tax situation)
So,....Your "lack of deduction loss" is appx..... $250- $300 per month Atlanta Condos
SUMMARY: IF YOU WAIT 6 MONTHS TO BUY, YOU ARE LOSING BETWEEN $8,000 AND $15,000 IN THAT TIME ALONE! IF YOU MISS TODAYS RATE, IT COULD COST ANOTHER $15,000 TO $100,000 MORE OVER THE LONG HAUL.
One last point: Affordability and lifestyle
I do not recommend ANYONE BUYING A HOME that they can not afford, or that will make them ‘house-poor'. I recommend that you should be fairly conservative. This means add up your PITI (total mortgage payment with taxes and insurance added in) and your payment should NOT be above 30% of your GROSS monthly income (before taxes).
Remember this, though: If you ‘wait' to buy, that $200,000 home will most likely be $210,000 next year (5% appreciation). So the question you must ask is, "Is my income going up 5% per year?" If not then you will be able to afford LESS in a year than you can now. http://www.bucheadrealtyassociates.com/
**This is not intended as an earnings claim on purchasing real property. Past results are not in indication of future performance.Please consult your tax advisor. (ask about the W-4 form).

Atlanta Real Estate Blog, News & Tips

Atlanta Homes for Sale

Order TV,Internet & Voice ONLINE